A type of funding where ownership of the goods passes to the customer at the end of the agreement. Rates are generally fixed providing easy budgeting, with repayment periods up to 5 years. Where applicable, VAT is paid in full at the outset.
This funding method is based on a rental for the primary period up to 5 years with the option to extend for a secondary period or to receive a % of the proceeds on sale to a 3rd party. It is not an ownership type of contract. VAT is paid on the monthly rentals. Rates are also fixed.
An ownership type of contract, like Hire Purchase, but often with a balloon payment deferred to the end of the agreement. Rates are again fixed over periods up to 5 years.
A product to facilitate the purchase of commercial property with a maximum repayment period of 25 years and with both fixed and variable rates available.
A product which enables businesses to obtain an advance of up to 85% against outstanding trade debtor invoices, providing positive cashflow.